Debt Reduction

Having Trouble with Your Student Loans? 3 Options to Help You

by Elle
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Student loans can be a huge burden, especially when your income drops. We have a student loan that we’re working to pay off early. Last year I went ahead and consolidated the loans to get a lower interest rate. Since some readers may be carrying a student loan and are looking for ways to get [...]

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How Much Debt Have We’ve Paid Off?

by Elle
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It’s been an interesting few years since my husband and I started dating. One of the biggest change has been our finances. We’ve managed to pay down our debt, save for emergencies and mutual goals, and bought a house. I’m really proud of what we’ve achieved with reducing our debt. To give you an idea of the progress that [...]

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3 Steps to Staying Motivated While Paying Off Debt

by Kay Lynn
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Paying off a large amount of debt can take one or more years for some of us. It’s easy to be gung-ho and make large sacrifices for a short period of time. But how does one stay motivated as those months turn into years? When I realized it would take over two years to pay [...]

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Carnival of Debt Reduction – The IT Crowd Edition

by Elle
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Welcome to this week’s edition of the Carnival of Debt Reduction! Today’s carnival has a lot of helpful tips and personal lessons learned for people looking for help with reducing their debt and improving their finances. The IT Crowd For those not familiar with the show, The IT Crowd revolves around Reynholm Industries’ IT Department, which [...]

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Debt Reduction Strategy Guide

by Elle
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As I mentioned last week, it would be a good time to jump start acting on a financial goal and motivate each other to accomplish it. I think this month would be great to attack debt. It’s not too late to get started on your goals and I think by focusing on just one goal [...]

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Quick Finances: Pay Off 1 Debt This Month

by Elle
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It’s already April and I can not believe how quickly the year is going.  I was inspired by accomplishing one of my 2010 financial goals and consolidating my student loans. The process of actually doing it took about 15-20 minutes.  Even though it was something quick, it will have a big impact on our finances. [...]

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Finally Consolidated My Student Loans

by Elle
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Student Loans are Consolidated Last month, when I reviewed our net worth I mentioned that I would stop procrastinating and get my student loans consolidated. I’m happy to say I got it done. It’s not dramatic goal, but I achieved it. Having small goals can actually  increase your chance of reaching them. It was easier than I thought [...]

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