Real Estate

Dealing with Irregular Household Chores

by Kay Lynn
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My husband and I are not the type to obsess spend much time thinking about what needs to be cleaned or inspected around the house.  What usually happens is that something breaks or it hits one of us that the carpet has a couple of stains or the windows are dirty. We know regular maintenance [...]

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What are HELOCs and Second Mortgages?

by Elle

Last week I wrote a post on Five Cent Nickel on the merits of paying down debts with a HELOC. Some people have turned to it as an option in paying down their high interest debt. I want to be a bit more specific today and discuss what HELOCs and second mortgages are and how [...]

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Earn Extra Income By Renting Out

by guest poster

My name is Mike, I blog at Renting Out Rooms, which is about my story of renting out my spare rooms.  I started blogging a few months ago, but I have been renting out my rooms for the past several years. Renting Out Your Extra Rooms – Earn Income for You The extra income generated [...]

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How Much is Our Townhouse Costing Us?

by Elle

If you’re looking to buy a house, you might want to go ahead and run the numbers for your area. To say buying is better than renting or vice versa is foolish, as everyone has a different situation.   Rent vs Buying Costs I wanted to give you the run down with our housing expenses, [...]

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New Home Expenses: What We Spent, What We Saved

by Elle

It’s been quiet here because we’ve been busy with the new townhouse and we had guests in town this weekend. This past Friday we moved into our new place and we’re loving it so far. We’ve been working hard to get this feeling more like our home than just an all white generic house on [...]

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Amortization and Mortgage Payment

by Elle
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What is Amortization for Mortgages? Amortization is a method that lenders use to allocate payments of the life of the mortage that takes into account the principle and the interest. For a fixed rate mortgage the payment amount remains constant over the life of the loan. For mortgages, in the beginning of your loan most of the money go [...]

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Homeowner Bills: Moving and Settling In

by Elle
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It’s been a bit and we’re moving along with getting the house ready for us. Since we gave our 60 days notice to the leasing office at the apartment, we’re not in a rush this time for the move. We’ve been moving some of the smaller boxes over the last week  into the new place [...]

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