Welcome to this week’s edition of the Carnival of Debt Reduction! Today’s carnival has a lot of helpful tips and personal lessons learned for people looking for help with reducing their debt and improving their finances. This is my first blog carnival here on Couple Money.

Here are the submissions for this week’s carnival:

Like a carnival, we have plenty of great things in store for you!

• Get Rich Slowly has a wonderful post on Failure is Okay.
• Is debt consolidation a good idea? Christian Finance answers in detail.
• Budgets Are Sexy submitted a post called NoSpend November: How I reformed my spending..
• Bargaineering talks about What is Credit Utilization and why it’s important.
• Studenomics looks into the process of Getting out of Debt Fast.
• Personal Finance Analyst shows you how to find some extra cash in How to Reduce Your Debt Significantly Without Tightening Your Belt.
• Debt Tips answers Can You Improve Your Credit Score Or Does It Always Stay The Same?
• The Digerati Life has a great review of a NY Times piece on How Our Consumer Debt Problems Got Out of Control.
• The Smarter Wallet has information on digging yourself out of the debt hole with Got Debt Over The Holidays? How To Eliminate Debt Quickly.
• How to Use Internet Research to Avoid a Dumb Black Friday Deal is from No Debt Plan.
• Reduce Debt Faster tells you about Get Credit Card Relief without Getting Ripped Off.
• PT Money has some useful information on Credit Score Secrets Revealed: FICO Negative Points.
• Free From Broke is thinking about tax season and preventing problems with 6 Tips to Avoid IRS Penalties, Interest, and Filing Fees This Tax Season.
• Good Financial Cents is looking out for you. Jeff tackles the 7 things that make Good Financial Cents when managing your finances.
• Damon Day and Associates submitted a post called Debt Settlement – FTC could put 84% of Companies out of Business.

Photo Credit: {meagen}