If they stayed with their carrier, they can upgrade their phones. They have to turn in their current ones and pay $25/month each for the new editions and stay with them for two years).
Their service plan will be about $85 for the two lines, sharing 3 GB for a total of $135/moth (taxes and fees not included).
Going with Republic Wireless means buying two phones out right, but they’ll get cheaper prices on their monthly bill – $55/month. (As an added bonus, you get a refund on the data you don’t use.)
Looking over a year here’s an estimate of the monthly and total costs. I used Moto X as my comparable phone for Republic Wireless.
That’s $360 saved in the first year!
Over the two year contact if the couple stayed with the major carrier they’d pay a total of $3,240. If they made to the switch to Republic wireless their total out of pocket would be $1,920 – a savings of $1,320!
Looking at the numbers you’d think people would leave their cell phone providers in droves to get a deal like this, but that’s not the case.
Addressing Fears to Change
There are myriads of reasons – some of them very valid, such as:
“I’ve never heard about the company, are they legit?”
Of course before you switch over a service or a buy a product from a new company it pays to double check their credentials.
There are resources out there (including this blog) where you can find out more about services from people who’ve used them.
“They don’t have coverage in my area.”
Absolutely essential – if they don’t have service in your area, you can use them.
Does that mena you just give up on switching?
No, you try to see if other providers, like StraightTalk, Boost, or Ting have service.
“They don’t have a selection of phones I want.”
Republic Wireless relies on the Moto X, G, and E with their plans. They’re all very capable and a good value.
Stuck on your iPhone? Again, look at other providers that allow you to bring over your device.
“We don’t have $600 to buy the phones up front.”
A reasonable concern and one where you can work around. Perhaps you can make the switch in a few months if you’re expecting a tax refund. You can also again look at other providers to see if you can save using your current phones.
All of the objections have validity, but the bottom line is you two have to make some change if you want to save money.
Take a 52 Week Challenge
That’s just one example, but you can see how easy it is to rationalize and stay with the status quo.
Don’t let fear of change and the unknown keep you living paycheck to paycheck.
Start today and change one habit or bill. Then next week pick another to tackle together.
Slowly, all those changes lead to big growth, not just with your money, but your marriage.
Thoughts on Changing Habits for Better Finances
I shared just one example of how you can change your finances; I’d like to hear your story.
What has been the biggest change you two have made to your finances?