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Rock Your Life Sale!

rock your life sale 72 hours only

Update: My guest post on Ways to Save on Your Wedding is live on Lending Tree’s blog. Please check it out!

Today I wanted to share a big sale with you. There’s a huge sale going on at Only72.com. They’re selling 22 lifestyle guides (they usually sell for over $1,000) for $97. It starts today and runs for 72 hours only (hence the site name). If you’re looking into starting an online business, pick up a language quicker, or even cook with only 5 ingredients these guides can give you a boost.

Check out the complete list below to see the guide you can get. I’ve included some information on each of the books and guides so you can get an idea of what you can learn from them.

The sale goes live today, June 20, at noon Eastern and closes Thursday, June 23, at noon Eastern.

Focus by Leo Babauta ($35)

  • The full version of the book, including bonus chapters, in PDF, EPUB, and AZW
  • An email fast guide (PDF)
  • A decluttering quickstart guide (PDF)
  • A guide to changing habits
  • 3 Audio Interviews
  • 5 videos


Momentum Kickstarter Kit by Charlie Gilkey ($47)

  • Living the Good Life (PDF)
  • Email Triage (PDF)
  • Premium Planners Set






Reclaim Your Dreams by Jonathan Mead ($47)

  • Reclaim Your Dreams – “Everything Package” (70-page PDF)
  • “I’m Serious About Action” Worksheets (30-page PDF)




52 Weeks to Awesome by Pace & Kyeli ($52)

  • 52 emails, each with a tidbit to learn and a mission to accomplish
  • A 128-page workbook (PDF)
  • Pace & Kyeli’s best-kept secret to living an awesome life






5 Ingredients | 10 Minutes by Jules Clancy ($77)

  • 133 totally NEW 5-ingredients recipes
  • Colour photographs of every recipe (343 pages)
  • 50 videos






Rebel Fitness Guide by Steve Kamb ($37)

  • Rebel Fitness Guide (40-page PDF)
  • Rebel Diet Guide (35-page PDF)
  • Rebel Food Fighter (60-page PDF)
  • 6 Separate Workout Exercise Books



Fear-Crushing Travel Guide by Farnoosh Brock ($57)

  • Fear-Crushing Travel Guide (113-page PDF)
  • 7 Fear-Crushing Travel Worksheets
  • 10 Audio Interviews with experienced world travelers
  • Bonus: The Master Travel Preparation Tip Sheet



Overcoming the Fear of Uncertainty by Sean Ogle ($47)

  • Overcoming The Fear of Uncertainty Guide (15,000 words)
  • Using Mint.com to Change Your Life (7,000 words)
  • Ultimate Guide to Starting a Blog
  • 5 Interviews, including Chris Guillebeau and Pam Slim
  • Worksheets, review sheets, questions, answers, and a remote work agreement template



The Creativity Toolbox by Ali Luke & Thursday Bram ($47)

  • Mapping Your Project: The Big Picture and the Details (22-page PDF)
  • Game Plan: Spark to Business (36-page PDF)
  • Balancing Life and creativity (26-page PDF)
  • 7 interviews
  • Resource Directory
  • 65 Jump-leads for your creativity


Make Sh*t Happen by Jenny Blake ($47)

  • Make Sh*t Happen (80-page PDF)
  • Workbook of all exercises (Google Docs)




The Language Hacking Guide by Benny Lewis ($67)

  • Language Hacking Guide in PDF, ePub, Mobi, and printer-friendly
  • Full translationss of the guide in 23 different languages
  • Worksheets, also translated
  • Almost 3 hours of audio interviews
  • Lists of free resources for practicing any language



Sex, Love, Liberation by Ev’Yan Nasman ($47)

  • Sex, Love, Liberation: A manifesto for the bold at heart (61-page PDF)
  • Sex, Love, Liberation Workbook (29-page PDF)





Learn More, Study Less by Scott Young ($67)

  • Learn More, Study Less (200+-page PDF)
  • 6 bonus printable workheets




A Daring Adventure collection by Tim Brownson ($47)

  • How to be Rich and Happy (215-page PDF)
  • Don’t Ask Stupid Questions (94-page PDF)
  • Don’t Panic! A Practical Guide to Dealing with Fear, Anxiety, Panic & Public Speaking (45-page pdf)
  • 16 Ways to Destress Your Life (34-page pdf)



The Less Work, More Harmony Relationship Guide by Cara Stein ($47)

  • 25 PDf modules (96 pages, 38,000+ words)
  • Better Communication Workshop




Brilliantly Better Collection by Dragos Roua ($43)

  • Natural Productivity (156-page PDF)
  • 100 Ways to screw up your life (109-page PDF)
  • 100 Ways to improve your life (108-page PDF)
  • 30 Sentences for a millionaire mindset (96-page PDF)



How to Become an Advanced Early Riser by Steve Aitchenson ($37)

  • How to Become An Advanced Early Riser (66-page PDF)
  • Success Log to track your progress
  • 4 MP3 audio downloads
  • Quick start guides



Cheap Family Fun by Kim & Jason ($52)

  • 52 weekly emails of ideas for free or very cheap fun
  • 52 short, entertaining videos




The Art of Relaxed Productivity + The Power of Positivity by Henrik Edberg ($44)

  • The Art of Relaxed Productivity (98-page PDF)
  • The Power of Positivity (132-page PDF)
  • Quick Start To Relaxed Productivity Audio Guide (MP3) + 5 more audio files
  • The Ultimate Guide to Motivation
  • 2 Workbooks
  • Audio Transcripts



Discover Package by Barrie Davenport ($59)

  • Discover Your Passion (116-page PDF)
  • The Bold Living Guide (46-page PDF)
  • Coaching Works (10-page PDF)
  • Life 101 Master Course (9-page PDF)



Mind Control Method: How to Get What You Want by Karol Gajda ($47)

  • Mind Control Method (37-page PDF)
  • 5 MP3 audios




Sell Your Crap by Adam Baker ($47)

  • Sell Your Crap (67-page main guide PDF)
  • The Definitive Step-by-Step Guide to Selling Your Crap on eBay (171-page PDF)
  • The Definitive Step-by-Step Guide to Selling Your Crap on CraigsList (49-page PDF)
  • The Definitive Step-by-Step Guide to Selling Your Crap on Amazon (41-page PDF)
  • 10 Video Interviews with Anti-Clutter authors and bloggers, including Leo Babauta, Chris Guillebeau, and J.D. Roth


 

 

If this looks like a great deal and investment for you and your online business, please click here to visit Only72.com. If not, no, worries, hang tight for tomorrow’s post.

The Cleverlys – Bluegrass Meets Pop

the cleverlys bluegrass and pop

I love when I discover a new, fun  youtube video to watch! My friend posted a link up on Facebook last week on the Cleverlys and I instantly feel in love with the bluegrass group.

If you haven’t heard of them, they cover several pop hits and I was surprised at how well some of them worked!

My two picks for the group are:

You have to try it out – I think they’re great. How about you? What’s your favorite YouTube video right now? If you want more of the group, here’s the official site.

Deals and News of the Week

There are some great contests and deals going on this week:

  • J from Budgets are Sexy has done it again! He’s started a new site – Giveaways Are Sexy. Check Monday to see the prize and then see if you’re a winner on Fridays.

New Lenders Get an iPad® 2

Prosper’s gift when new lenders invest $20,000*

We’re giving new lenders another reason to invest their money through Prosper. On top of 10.4%** actual returns, we’re giving all new lenders who invest $20,000 by July 31, 2011 a brand new Apple iPad 2. Don’t wait – this promotion ends June 30thSee important details below.

  • 32 GB
  • WiFi
  • Your choice of white or black

Get Bose® QuietComfort® 15 Headphones

Have $10,000 to invest?

  • Acoustic Noise Cancelling® Headphones
  • Significant advances in noise reduction
  • Comfortable around-ear style

Get A sleek new iPod® nano

For investments of $5,000

  • 8GBMulti-Touch display
  • 7 colors to choose from

Personal Finance Carnivals

There were some wonderful carnivals and if you haven’t seen them yet, please check them out:

Personal Finance Posts to Catch Up On

If you have some free time this weekend and want some tips and information for your finances, be sure to read some of these wonderful posts. There are some handy tips this week to help you out.

I hope you enjoy reading them as much as I did. I also recommend checking out my blogroll to pick up some great personal finance blogs to follow. Please also let me know what are some of your favorite blogs that you enjoy reading on a regular basis.

Have a wonderful weekend with your family!

Photo Credit: The Cleverlys

 

How Do Mobile Payments Work?

mobile credit card payments

 

A few weeks ago my hair stylist swiped the credit card on her iPhone and then handed it to me to add a discretionary tip and sign the charge with fingertip.  I entered my email address for a receipt and it was in my inbox before I made the short drive home.

That experience and the announcement of Google Wallet made me curious about these mobile forms of payment.

Square

Square is a simple way for anyone with an android phone or iPhone to process credit card payments.  A card reader is attached to the phone via the audio jack.  The free reader is provided by Square or you can buy it at Apple stores and get a rebate.

This is great for small businesses, such as my hair stylist, and eliminates the need for complicated payment systems that require paper receipts and overhead.  I even thought about it as a way to get payments quickly from my adult child who seems to never have cash on him.

PayPass

PayPass is a MasterCard offering enabling users to pay for products with a simple tap of the credit card, key fob or mobile phone.  The “tap” can be read when the card or device is within 1-2 inches of the reader.

The technology that supports this functionality is a hidden embedded computer chip and radio frequency antennae according to PayPass.  This sends the information wirelessly to the credit network.

This is a good payment method when speed of transaction is important.  You can pay quickly at locations that tend to have lines such as gas stations, stadiums and fast food restaurants.

Google Wallet

Google wallet goes beyond processing payments.  The goal is to become a virtual wallet that stores more than your plastic credit card information.  It would become your wallet by storing coupons, gift card and loyalty card details.

This app is set to launch soon and will initially be supported only on the Nexus S 4G phone and limited to Citibank PayPass enabled cards and a Google prepaid card.

Instead of holding your card near the reader, the phone would be placed within a few inches of the payment terminal.

The reason you might want to use this system is to eliminate even carrying a credit card with you.

Security and Privacy

The main benefit to consumers with these mobile payments is that your credit card never leaves your sight.  No one is taking it to a back room and copying the numbers.  Square does not collect or share buyer information.

It’s important to immediately notify the credit card company when you lose a PayPass or Google Wallet card or device.  I recommend reviewing the security and privacy sections of each product before using to ensure you feel adequately protected.

 

I think automating the payment process, without compromising protection, is good for all consumers.  What’s your experience with these mobile payment methods?

Photo: Some rights reserved by @cdharrison

Save On Renter’s Insurance

renter's insurance for apartments

Most people are well aware of the fact that if they are renting a home, apartment or condo then a renter’s insurance policy will protect your belongings against accidents, theft, fire, vandalism, etc. Some policies will even provide coverage against accidents where you, or a family member, is found liable.

Fortunately, renter’s insurance is rather inexpensive when compared to other types of insurance. However that doesn’t mean that there aren’t ways you can save money when it comes to your policy. Even if you could save fifteen dollars a month on your policy wouldn’t you rather spend that with your family instead of paying it to your insurance company? And who knows, you could even find that you are able to save more each month.

Pay Your Renter Premium Up Front

If you are able to pay your yearly premiums in one lump sum you should be able to get a discounted rate because it lets your insurance company know that you are a long term customer and are committed to staying with them. Usually, this loyalty is rewarded with savings.

If you can’t pay everything up front ask your insurance agent if there are price breaks for quarterly payments instead of month to month premiums.

Evaluate How Much Insurance You Need

We have a tendency to over insure when it comes to our property because either we believe that our stuff is worth more than it really is or we just make a rough estimate on the high side. Do a complete inventory of your possessions and work from there. Odds are your “estimate” will be much higher than the number you come up with after really looking at the value of your belongings.

Lower Your Risk to Lower Your Premiums

Deadbolt locks, fire alarms, gated communities, fire extinguishers and burglar alarms all help lower your risk of suffering a loss so they help keep premiums low. Make sure to check with your insurance agency to see what other things can help lower your risk in their eyes.

Raise Your Renter’s Insurance Deductible

If you are really looking to cut back on insurance costs the easiest way to do so is to go with a higher deductible. Unfortunately this means you will wind up having to pay more out of pocket in the event you have to file a claim but if it is short term savings you are looking for this is the best route.

Choose an Actual Cash Value Policy

There are two types of policies, actual cash value that pays you what your belongings are worth at the time of the claim, and replacement cost, that pays you the cost to replace the items regardless of their value. Obviously the actual cash value will pay far less as things depreciate over time but again, if you are looking for something to lower your premiums immediately this is one way to go.

Jeff Orloff writes to the Renter’s Insurance blog (link to: http://rentersinsurnace.org) for the Consumer Media Network.

Photo Credit: williamcho

Birth and Labor Class – Finding the Right One

newborn baby class

In our quest to be prepared as parents (we know you’re never fully prepared) we signed up for a birth and labor class with the hospital we plan on having the baby in. There was no shortage on opinions and feedback with family and friends on what class we should take, how we should give birth (natural vs pain free), and where to give birth.

We decided we need to find a class that could get a solid overview and then make our decisions and birth plan based on the information we received.

Finding the Right Class for You

There are several reasons why people want to sign up and you two need to take the time and figure out which ones are important to you.

  • Kind of Birth: Some couples go for a pain free birth and some go for a drug free birth.
  • Knowledge: A lot of anxiety that many people carry is the fear of the unknown.
  • Options: I find comfort in knowing what my options are in a given situation. We hadn’t made a decision on many things, so we wanted a class that covered it all.
  • Teaching Method: Being aware of how you learn best is important. Ask the instructor and past participants how much of the class is dedicated hands on, workbook oriented, and/or discussion activities.

It’s vital that you find the right class for you as a couple. A great labor/birth class will help you feel more knowledgeable and confident.When should you sign up for class? It depends on which one you choose since they vary in length. For our class we were encourage to sign up around 14-20 weeks so we could be scheduled during the last trimester.

What are some of your options? Here are three of the most popular that I’ve found – Lamaze, Bradley, and Alexander.

Lamaze

This method is a very popular one. Our birth and labor class through the hospital incorporates Lamaze into the curriculum.The focus is on preparing for labor process with breathing techniques, relaxation, and positions to help the mother work through it. Learning what to expect with labor, including possible complications and medical invention options.

It also covers  breastfeeding and bonding your baby. Each class has its own particular curriculum, but it does include the general guidelines.

To find a Lamaze class near you, please visit their site.

Bradley

The Bradley method is another popular choice for parents. The method encourages natural birth and includes information on learning to work with your body throughout the pregnancy.

Curriculum

This is a much longer program with 12 weeks of lessons. It’s also more extensive, covering in much more detail the preparation parents can make during pregnancy. The official curriculum includes:

  • Introduction to The Bradley Method®
  • Nutrition in Pregnancy
  • Pregnancy
  • The Coach’s Role
  • Introduction to First Stage Labor
  • Introduction to Second Stage Labor
  • Planning Your Birth
  • Variations and Complications / Postpartum Preparation
  • Advanced First Stage Techniques
  • Advanced Second Stage Techniques
  • Being a Great Coach / Are You Ready?
  • Preparing for Your New Family

To find a Bradley class near you, please visit their site.

Alexander

The method focuses on everyday movements and releasing tension. It’s not a posture class per se, but from the material I found it’s helpful for those who have developed bad habits. It wasn’t designed as a pregnancy/labor method, but it has been adapted to help women cope with pregnancy and help them prepare physically for labor.

To find a Alexander class or instructor near you, please visit their site.

Other Methods

I’ve only mentioned the 3 methods I kept hearing about, but there are so many options out there. If you’re curious about finding what’s out there in your area, The Bump has a local guide.

Our Birth and Labor Class

Before we attended the class, we received a welcome letter, information packet, and our course workbook.

Curriculum

With the first class we received our syllabus for the course. Here’s the plan for the course:

Class #1

  • Introductions
  • Anatomy and Physiology of Pregnancy
  • Discomforts and Warning Signs
  • Contractions
  • Introduction to Relaxations

Class #2

  • True vs. False Labor
  • First Stage of Labor
  • Relaxation and Breathing
  • Back Labor

Class #3

  • Positions for Labor
  • Second Stage of Labor
  • Hospital Tour

Class #4

  • Second Stage Practice
  • Medical Procedures and Options
  • Labor Bag
  • Birth Plan

Class #5

  • Cesarean Birth
  • Postpartum

We meet up once a week in the evenings for a couple of hours for a total of 12 hours. That’s not counting the time we spend for reading, reviewing, and homework (massages!). It’s spread over 5 weeks – there’s an intensive weekend options, but that didn’t feel right for us. I wasn’t looking for an information dump.

Thoughts on Birth and Labor Classes

Did you take a class when you were expecting? How did you find your class? Were the classes worth it?

Join In the Baby Expenses Series

Are you a parent or a parent to be with some helpful advice or stories? Please go ahead and join in on the Baby Expense Series, there are 4 ways you can be a part of it:

  1. Leave your tips in the comment section. I  love reviewing thoughtful comments from readers. Some topics have several ‘right’ answers and I think sharing different view points can be helpful.
  2. Submit your stories for future posts. As you know, baby and expenses can cover a variety of topics. If you have a short story or some tips you want to share, please submit them. If you’re a blogger, please share your site’s address with the email so I can credit you if you want.
  3. Write a blog post about your experience. Please include a link in your bio for your site and if you have a relevant post on your site, please link to it in your post.
  4. Share you favorite posts with friends. If you have a favorite post, please share them with your friends who are expecting. I’ve included share buttons for Facebook and Twitter to make it easier and you can always email them your favorite posts as well. If you think it’s a great for them, please encourage your friends to sign up and receive updates through RSS or directly to their inbox. It’s free and an easy way for them to keep up with the latest posts on Couple Money.

 

Photo Credit: limaoscarjuliet