You may have noticed a new partner on my site – Go Insurance Rates. I wanted to take some time and explain why I signed up with them and how their service can really help you save a lot of money on auto insurance.
Go Insurance Rates – Shop Around From Home
If you’re looking for a great deal on car insurance, then shopping around and getting quotes can be a very smart move for your budget. I highly recommend comparing rates because that how we able to cut our auto insurance premiums, simply by switching providers.
I checked online and all my memberships to see if we could lower our insurance bill. We were both good drivers, so we wanted to get a better premium without sacrificing our coverage. Along with getting some better coverage, we now also get free towing and jump starts included. That saved us some additional money as we allowed our AAA membership to lapse. (If you travel extensively, AAA has some additional services that are worth the costs.)
Every so often we review what we have to make sure it’s still a good deal. Go Insurance Rates offers you an opportunity to quickly get quotes from big insurance companies such as Progressive and Allstate.
Tips to Saving More Money on Auto Insurance
If you’re looking for more ways to trim your auto insurance premiums, here are some additional tips that can help.
- Ask About Discounts: You may be able to get a non-smoker discount, a professional discount, a student discount, a good credit or financial stability discount, renewal and loyalty discounts, and a myriad of other discounts if you simply ask for them.
- Embrace Safety Features and Devices: Safety features, such as airbags, anti-lock brake systems, and anti-theft systems, can help you save money on your auto insurance.
- Don’t Buy Too Much Insurance: Although you should never skimp on insurance, it pays to be conservative and really think about the type of coverage you need before purchasing a policy. You don’t need duplicate coverage.
- Raise Your Deductible: Raising your deductible will lower your monthly insurance costs. Of course, you will be on the hook for the deductible if something goes wrong. But if you have an emergency fund, you can easily self-insure and get your investment to pay off in a year or two.
Thoughts on Shopping for Car Insurance and Getting Better Rates
I’d love to get your thoughts on saving money with insurance. How often do you shop around for auto insurance? Have you’ve been able to save money? How much? What tips do you have on getting additional discounts?
Photo Credit: jmv