I got a confession to make – we’ve been slacking off with finances this summer. No, we haven’t gone the crazy, throwing our money out of the window route. It’s just we’ve not been as focused on getting some of financial goals completed.
Part of it is due to buying a car in July. That depleted a lot of our savings and refocused some of our cash flow to build it back up. With weekend trips, work projects, a family reunion, and guests staying over, we’ve been just been busy.
The good news? Our bills and investments have been taken care of, thanks to bill pay and automatic transfers. This summer has shown me that automation can keep your finances in check.
Well, vacation is over! We’re now back on the saddle and ready to tackle our finances, including paying down this student loan.
Enough about us, I want to check in with you. How has 2013 been for you and your money? What are your plans for the rest of the year?
Favorite Personal Finance Posts This Week
Here are some personal finance posts I enjoyed reading this week. To get all of my Twitter updates as they happen, please follow me here.
- The Surprising Effect of Small Efforts over Time: MMM’s post was a swift kick in the butt that I needed. As I mentioned before, I’ve been slacking off the last few months. It’s time for me to get back into the swing of things and get serious again about our finances. There are better uses of my time and little things can add up to big results. Knocking down this student loan is still one of our 2013 financial goals, so we’ll use the rest of the year to get aggressive again with paying down the debt.
- Things are Looking Up: I know from personal experience that it can be discouraging when you start making changes and it feels like you’re not getting the results you want. But the truth is, when you keep chugging along, big results often happen. Joan’s latest review was great reminder. She and her husband started off with $90,000 in debt and they have now have paid off 37%!
- Do I Really Spend US$27,288 Each Year on My Child?: I’m always curious to see how other families manage their finances and how greatly things vary in seemingly similar circumstances.
I hope you and your family have a great weekend!