About Elle Martinez

Elle Martinez helps families at Couple Money achieve financial freedom by sharing tips for reducing debt, increase income, and building net worth. Learn how to live on one income and have fun with the second..

Learn how you can get a fantastic deal When buying a new refrigerator that fits your home and budget! Alright, it’s happening! We’re expecting to move into our townhouse in November/December. It’s a new build and we’ll have 3 bedrooms and 2 1/2 bathrooms. That’ll be enough space for the home office and guests. Our […]

Emergencies can be a huge drain on your money and energy. While we can’t prepare for everything, taking some time to get things ready can be a boost when something bad happens. If you haven’t already, take some time this week to get your car kit ready. Roadside Breakdown A couple years ago I went […]

Well, here it is in all it’s glory – our monthly numbers. It’s quite odd to see the numbers up. I’m not sure how thorough I should be explaining the categories, but I’ll keep it as simple as I can. Cash Savings and Emergency Funds This category includes our checking and savings accounts. ING Direct may not […]

We’re filed our taxes ourselves last year and decided to use tax software to complete the job. Our personal income tax filing wasn’t complicated, so we wanted a program to enter our financial information. After some thought, I picked H&R Block Tax Cut, specifically the Premium Federal Edition. Choosing Tax Software Program Why did we choose […]

I’ve talked a bit before about starting your retirement planning while you’re young. While that’s an important part of your finances, that’s not the only thing you should work on. Automating your savings, bills, and retirement can ease your stress and help you build your net worth more quickly. Our Automated Finances Here are some […]

People are looking for quick fixes for improving their finances. They want to build their wealth and earn more money as quickly as possible. Many personal finance sites talk about spending less than you earn. This is the fundamental wealth law. By keeping your expenses lower than you income you’ll have more money left for saving, investing, […]

One of the expenses many couples have to include is health insurance. If you neglect to have suitable insurance, it can not only lead to serious health consequences but also can ruin your financial life. A visit to the ER can average $361- $1262 according to Blue Cross Blue Shield of North Carolina. In Florida, […]

Before coming up with a plan on how to reach our financial goals, it would make sense to take just a minute to write down and list what goals we have as a couple. What we’ve noticed is that even though we may have individual goals, they are still tied to our team effort. I’ll […]