About Kay Lynn

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How to Select A Guardian for Your Children

Becoming a parent means being responsible for the care and well-being of your child for at least 18 years.  But what if the unexpected happens?  Who’s going to take care of your child(ren) if both parents are no longer around? I remember the discussions my kids’ dad and I had when preparing our first wills […]

Insurance and Family Changes

Insurance is a given for most people. There’s insurance for our home, cars, health and life among other types. Some need to be adjusted based on changes in your personal status. We’ll take a look at when that typically occurs. Adulthood You know you’re an adult when you have to start buying your own insurance […]

5 Common Resume Mistakes You Should Avoid

The economy has left many people looking for work and recruiters can be inundated when it screening applicants so they’re using any reason to throw yours out. I even read that having an hotmail or yahoo email address can result in your resume being ignored. Use these tips so you don’t kill your chances to […]

3 Ways to Tour Cities for Free

Exploring a new city for your vacation and want to see some unique spots? Here are three ways to get a free city tour!  How to Take a Free City Tour When you’re in a new city a tour is a great way to visit the must-sees and orient yourself to an unknown environment. Hiring […]

Being Grateful Can Make You Happier

Happiness is so important it is mentioned in the Declaration of Independence.  But it can seem elusive at times.  According to several studies, one key to happiness is gratitude. It can be work to be thankful when things aren’t going your way.  But if you’re alive, there are reasons to be grateful.  Here are some […]

4 Government Cutbacks that Directly Impact You

Even though the economy is in recovery, most government budgets for the new fiscal year required cutbacks to public services.  It was no longer possible to try making ends meet with hiring freezes, deferred maintenance or moving funds from one department to another. The alternative to reducing budgets is increasing tax revenues.  Most people feel […]

How Do Mobile Payments Work?

  A few weeks ago my hair stylist swiped the credit card on her iPhone and then handed it to me to add a discretionary tip and sign the charge with fingertip.  I entered my email address for a receipt and it was in my inbox before I made the short drive home. That experience […]

Options to Reverse Mortgages

On the surface a reverse mortgage seems like a good idea.  And it is for some people.  Before anyone gets one they should make sure all options are explored. What are Reverse Mortgages ? A reverse mortgage is an option for homeowners age 62 and older to convert their home equity into cash.  There are […]