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  1. My wife and I have a joint checking account, but we both still have our individual checking accounts as well. Those contain our personal “play” money. This way, if something were to happen to our marriage, we would only have to divvy up the money in the joint account.

  2. We’ve had a joint checking account from when we moved in together! The only thing is I need to figure out how to stop seeing what I’ve bought her for Christmas!