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We almost missed out on some ‘free’ money. Usually as we sort through the mail we ignore junk mail and skim over letters that look like automated credit card, bonus insurance, or financial offers from our bank.

Before throwing away one I letter I checked it out to see what the offer it was sharing. It turns out that my husband had points from Wells Fargo’s Rewards for Debit Card program. He has until July 31, 2012 to claim a reward.

Which Wells Fargo Reward to Choose?wells fargo  debit card rewards

The fun part now is to decide how to spend the rewards. He has two choices that look pretty good:

  • $75 Cash Reward
  • $100 Gift Card

Yeah, it’s not that my husband will have money to burn, but it’s a nice chunk of money that he can have some real fun with. Who doesn’t want to cash in their picket?

However, my pick would be getting the gift card to score an additional $25. If you check out the Wells Faro reward redemption site, there are plenty of options. My husband can split the gift card rewards among a couple of stores or he can use it on one place.

We’ll see which one he picks 🙂

Just so you know I’m no slacker in the getting free department with our family, I just won a $20 gift card from Funancials. Yea!

Keep Your Wells Fargo Points With a Transfer

Since we had fee money laying around, I wanted to get the word out in case you may have some rewards that need to be redeeemed with Wells Fargo.

If you have a credit card with Wells Fargo or if you have a line of credit with them that can earn rewards, you may want to call to have them at 1-888-246-1584 and have the points transferred to that other account.

According to the letter, transfers will occur within 1 to statement cycles from August 1, 2012, when the debit card rewards ends.

If you don’t redeem or transfer the points you’ve earned will be forfeited, so you may want to see if you can claim a reward.

Thoughts on Wells Fargo Debit Rewards

How many of you have debit or credit cards with rewards? If you’re a Wells Fargo customer, have you redeemed your points yet? What did you use them for?

Photo Credit 401K

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About Elle Martinez

Elle Martinez helps families at Couple Money achieve financial freedom by sharing tips for reducing debt, increase income, and building net worth. Learn how to live on one income and have fun with the second..

6 comments comments closed

  1. I have a bunch of cash back credit cards. I can’t stand Wells Fargo though and I’m glad my girlfriend basically quit banking with them.

  2. Personally, I hate the idea of rewards that expire. The company is counting on the laziness, lack of attention, or lack of time of its users to score extra cash. I’ve basically stopped shopping at Best Buy because the $5 reward certificates give me something like 30 days to redeem them, and I would usually have to come up with an excuse to use them. Better to do all my electronics shopping at Amazon and get the “rebate” in the cheaper initial costs.

    One year, I misplaced my Costco American Express reward certificate and lost out on a $240 reward.

    • Ouch on the $240 lost! I hate expiration too – it helped motivate me to write this post. My hope is that people got their due rewards before they lost their points.