Why You Need an Emergency Fund (And How It Saved Us)

We were reminded this month the importance of having an emergency fund (financial cushion if your prefer). Thankfully no true emergency happened, but we were slammed with several bills and expenses. Timing is Everything (Especially with Money) Sometimes it’s not the bills that throw you off, it’s the timing of them. Let me show you. […]

Personal Finance Shout-Outs – New Baby Edition

I can’t wait – our second daughter arrived!  We’re extremely grateful that family and friends have been helping us make this transition smoother. As you probably guessed, the schedule will be lighter than usual for the next few weeks. We just want to soak it all in right now : ) If you want to […]

Republic Wireless: No Contract Moto G for $149

If you’re trying to manage your bills, one area where you may be able to save some significant money is by switching your cellphone provider. With many couples, paying for an unlimited family plan for 4 people can set them back about $180-$200/month. How would you like to cut that bill down in half,  $100/month? […]

Manage All Your Bills with Finovera

For years, Mint has been my favorite – allowing me to get a snapshot of our finances and giving me a way to watch our spending in an easy and free way. Finovera – A Comprehensive Financial Solution? Now, though, there’s a another option out there – Finovera. The company is hoping to take money […]

Staying on Top of Your Finances (Without Losing Your Mind)

Even just five years ago, there were only a few options that you had when it came to keeping an eye out for your money. Now, though, there are dozens of ways where you can track your finances without stressing out and sweating over the details. We’ve tried a bunch of them, so I wanted […]

Decluttering Our Home

We’ve been talking over the summer about selling the house, but since there were still some new homes being built it didn’t seem like the right time. It’s kind of hard to persuade potential buyers to go for your house when they can get a brand new place for around the same price. Well, things […]

How to Choose the Best Life Insurance Company

Not sure if it’s an ego thing (I’m sure why wife would say “yes”), but I like to have the best of the best. I don’t want a good steak, I want the “best” steak when I go out to eat. When I go the movies, I don’t want to see a good movie. Screw […]

Life Changes and Discretionary income

After 20 years of marriage I can look back and see a pattern to how my husband and I used excess cash. While it has been a long time since we lived paycheck to paycheck, any money not going toward living expenses is still almost always saved or spent for our children. I didn’t say […]