How to Select A Guardian for Your Children

Becoming a parent means being responsible for the care and well-being of your child for at least 18 years.  But what if the unexpected happens?  Who’s going to take care of your child(ren) if both parents are no longer around? I remember the discussions my kids’ dad and I had when preparing our first wills […]

Money & Marriage: Handling Your New Spouse’s Debt

The wedding was beautiful. The honeymoon created lifelong memories. Now, you return home to settle in to your new life and into your new reality. Before you took the walk down the aisle to wed your new spouse, you were debt-free. You had low or even no credit card balances, and you were on the […]

How Do We Prepare for Natural Disasters?

Earthquakes, hurricanes, floods and tornadoes are a few of the natural disasters that have been in the news the past year.  Although technology has aided in the warnings of some threats, too often the loss of valuables and property is accompanied with loss of life. It is not possible to always know when a disaster […]

5 Tips for Selecting a Financial Planner

One of my friends at work recently was in the market for a financial planner. He and his spouse spent a lot of time researching and selecting the right planner for them. Tips on Finding a Great Financial Planner If done right, the process is more than selecting a name out of the yellow pages. […]

Financial Freedom as a Couple

‘Financial Independence’ and ‘Financial Freedom’ are popular phrases on the internet, but what exactly does that mean? More importantly, what does that mean to you? What is Financial Freedom? It takes some reflection and it takes time to answer questions that you may have about financial freedom. Some people define financial freedom by their net […]

7 Baby Essentials for Grandparents

Baby items were long gone from our home when we became grandparents and had our infant granddaughter over a few years ago. Her parents brought a baby bag with diapers, wipes and extra clothing but we quickly learned that the visits would be more enjoyable for all with the addition of some baby items at […]

Marriage and Money: Bailing Out Family and In-Laws

A recent call from a relative this week reminded me how much things have changed over the last month. It’s not a big deal, but my view on bailing out family with money has become more solidified. Let me first explain the conversation that started it over a month ago. Can You Help Me Out? […]

The His and Hers of Personal Finance

Handling Money as a Couple How do two separate entities, that is, a newly formed couple, blend their previously separated financial lives? Certainly it is not an easy endeavor. However, even if a couple ultimately decides to have separate accounts, this is a conversation that needs to happen. And conversation is the key word. So […]