Paying off a mortgage can be overwhelming for homeowners. Many options and recommendations exist for homeowners who want to pay their principal faster than the terms of their loan in order to save money on interest. Although savings are desirable, paying more than the mortgage payment isn’t feasible for all homeowners. In fact, just paying the […]
It’s the end year, so I’m reviewing a bit of financial progress we’ve made. Today I want to look at our mortgage on our home. Like our monthly net worth reviews, we looking over the numbers to what we’ve done to see what worked and what didn’t. This system has worked well for us as […]
One of my favorite things about writing here on Couple Money is receiving email from you. Whether it’s questions or stories, I love hearing your thoughts on finances. Refinancing His Mortgage Three Times in Three Years This week I received an email from a reader who has successfully refinanced their mortgage a few times, saving money and time […]
With the low-interest rates out there (still!) I’ve been checking to see if getting a refinance makes sense for us. We tried to refinance earlier this year, but the overall costs didn’t work out for us. One of the lenders I checked out was our current one as they offer a streamline refinance. I discovered […]
It’s been a bit since I mentioned refinancing our mortgage. We hadn’t dropped the idea – it’s just that there hasn’t been much changed. We haven’t heard anything from the mortgage specialist. Earlier this month we decided to see if the streamlined refinance option our current lender offers would be a good deal for us. […]
For most people buying a house is the biggest purchase they’ll make. Right now interest rates are incredibly low which is encouraging some people to consider house hunting. Perhaps they finished paying off their high-interest debts and they’re saving for their down payment. Some may worry that by the time they get the 20% down […]
During last month’s net worth review I was looking at some areas where we could save some money and noticed that refinance rates were looking incredibly well. While looking over our finances, it’s looking like we may want to go ahead and see if we can snag a deal. It looks like we’re not the […]
I had the pleasure of reading David Bach’s new book, Debt Free for Life. I’ve read a few of his books and I enjoyed his easy to follow advice on building your finances. Bach’s new book has some updated information on finishing rich by focusing on paying down debt. Rather than review the whole book […]
