Couple Money

Set Small Goals and Succeed

smart money goals

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If you’re like me, setting goals and keeping them is not your nature.

I have learned the hard way that having specific goals help me get more done instead of doing several things at once and getting nowhere.

One very productive way to write a goal is to use the SMART method.

Create SMART Goals

Action is Better than Perfection

Try to go ahead and pick one thing to actually do to improve your finances. It can very hard to really analyze what you need to reach your goals.

What to Do For Some Common Financial Goals

Here’s the essence of personal finance problems that many people encounter:

Personal finance can be as complicated as you want or it can be much easier.  It really depends on how you tackle it.

Take it step by step: automate your savings, set up free and automatic bill pay, and set aside some money for retirement.

You can also tweak and improve your finances, but getting started is the biggest thing to do.  My husband is a focused individual by nature, so it's easier for his to cut out the white noise and work on a specific goal at a time.

I'm not like that, so I do it a bit differently. I'm more likely to achieve my goal if I focus on one thing. I have also decreased the stress in my life.

It has helped me immensely as I have tried to improve my finances over the last couple of years.

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