In order to produce the podcast and keep content up free for you, I work with partners so this post may contain affiliate links. Please read my full disclosure for more info.
With a few months left in the year, I thought it would be nice to tackle smaller goals. Focusing on big wins usually gives you gives you great returns, but every so often it's time to take of financial housekeeping. I've spendt this weekend looking for ways we can optimize our finances, whether it's by consolidating accounts, switching providers, or cutting back on expenses.
What's on Our Money List Right Now?
- Switch the allocation of future contributions on the current 401(k).
- Call up an old employer to get 401(k) information for a rollover.
- Rollover the above mentioned account.
- Place a sell ad on Craigslist for one of our cars.
- Check out cell phone providers to see if we can find a better deal on our cell phone plan.
- Look at a local credit union for business accounts (and possibly for our individual accounts).
- Check my husband's credit report.
- Update our joint budget.
- Clean the house and get rid of unnecessary furniture.
Just looking at the list is motivating. Seeing as we have 14 weeks to accomplish these goals, I'm feeling pretty good. Our contract is almost up with Sprint and I wanted to check to see if there is a tremendous deal elsewhere. We've been happy with their services so a switch would have to mean significant savings. (Of course we'll check with current customers of a potential provider before making a jump.)
Those with an attention to detail, no doubt noticed that we haven't sold our car yet. It's actually worse – we haven't put it up for sale yet. Not officially 🙁 I'll explain more in a future post, but suffice it to say, I'm not happy about our laziness.
As far as cleaning the house goes this is one the money to do list for 2 reasons:
- I don't want to buy more stuff for our place until I know it's a need. We're trying to simplify our home and lives.
- Making some pocket change with our stuff would be great for paying down the student loan.
Thoughts on Smaller Money Goals
How about you? What are some small goals you'd like to finish before this year is over?