Couple Money

Tips on Lowering Your Health Care Expenses

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One of the expenses many couples have to include is health insurance.

If you neglect to have suitable insurance, it can not only lead to serious health consequences but also can ruin your financial life.

A visit to the ER can average $361- $1262 according to Blue Cross Blue Shield of North Carolina. In Florida, an emergency room visit can be just under $1900!

Here are a few tips on how to cut your health car expenses.

Check Online to Find and Buy Health Insurance

E-healthinsurance is a site that allows you to compare the prices of different policies.

Keep in mind while you are no doubt looking at the price; don’t let that be your only guide.

If you’re paying a low price, but get nothing in return, then you’re losing money. Look at the deductibles and co-pays.

Questions to Ask with Health Insurance

As with every other policy, please read the fine print and ask questions.

You don't want to be surprised with a huge bill because your insurance policy doesn't cover certain medical expenses.

Document who you spoke with and when in case there is a discrepancy down the line.

Habits to Develop to Lower Health Costs

While you work with finding good and affordable health insurance plans, you should look at some other factors you can control to lower expenses.

Some are harder than others, but they are all completely doable.

Please talk to your doctor before you go on a diet or change medications.

They are in a great position to assess your health condition and recommend a plan that can work for you. 

Try to maintain a healthy lifestyle and it’ll reap dividends beyond money saved.

It’s amazing how much health insurance companies charge even if you’re in good health.

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