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April has passed way too quickly for my taste, but it also means that summer is approaching. Starting this month, there will be some changes to how I publish my net worth reviews. I'm changing the format for my benefit, but I also noticed that it would work well for some readers.
April Spending Habits
I thought it would nice to include a chart showing some of our spending habits for the previous month. I used Mint's chart feature. I'll try to have a bigger one up on Flickr later this week as I update my photos online.
Checking & Savings
Our checking and savings accounts were a bit lower than usual. We went ahead and booked our hotel with Priceline for our trip in June. With taxes and everything, the week will be about $400 out of pocket.
We had planned on using a portion of our tax refund for the trip, but it's been delayed. We used some money in savings and will replenish it over the month with some extra work.
We also purchased tickets to Star Wars in Concert when it comes in town this July.
My Roth IRA has been pretty stagnant. I haven't really seen too much growth last month. My husband has done a bit better and his contributions with a match have helped.
One reason for the delay with the net worth update is due to some technical issues. My husband has his retirement account login disabled due too many failed logins. He says he has too many passwords and will try to straighten out. He's called the helpline, but the wait time too long.
Hopefully he'll get this fixed in the next week or so and it'll be much easier to keep track of his 401(k).
House and Mortgage
As new home loaners, I think we're off to a good start with paying down our new mortgage. It’s a 30 year fixed rate mortgage and it’s at 5%. We've been making our extra mortgage payments, with it being directed towards the principle.
Our first payment with the student loan consolidation is due towards the end of May. Even though the minimum due has been lowered, we're going to pay the same amount as before, so the principle will be chipped away.
After tallying up all the accounts, we were happy to see that we've gained a little bit on our net worth.
Net Worth (as of April 30th, 2010): $25,804.34 (+1,543.34)
Your Net Worth Update
How are you doing with your finances? How are you doing in 2010 so far?