I’m happy to report a big win with our rental apartment situation – we got a deal with a new place! This will allow us to save a little more and a lot of stress while we sort this house situation. Long story short, the deal for a house we were buying fell through due […]
Cash Savings and Emergency Funds (+$673) This category includes our checking and savings accounts.Our joint savings includes our emergency fund and our house down payment fund. We had a major setback in November with the house closing not going through. We were looking for a resolution from the builder that wouldn’t drain our funds […]
We have been planning on buying a house since we got married, but before we start looking at homes we want to have our finances in a good spot. We also know we need to get a good down payment for the place. How Much How House Can We Afford? First, though, we needed to […]
I have a new series that I think you’ll love. I want to highlight some personal finance blogs that I really enjoy reading. This week I want to introduce you to Sam from Financial Samurai. When I first read his site I had a feeling it would take off – he tackles personal finances topics like real estate investing, […]
Saving Money with Grocery Lists and Price Books For us, food is the biggest monthly expense after housing. While we don’t want to spend a huge amount, when we cut costs we focus on items we don’t notice a huge difference between competitors (like rice). If the quality and taste are the same, store brands […]
Next week, after we close on the town house, we’re going to having a painting party. We’re spending money on the refrigerator and now we’re spending money on painting the place. We’re planning on living on rice and beans for the next months to build up our savings again. 🙂 Painting Supplies to Pick Up I […]
Getting your filing status right can leave more money in your pocket.
Hunting for a Great Mortgage Interest Rate We’re in the process of buying a town house (met with another mortgage broker last week) and we’re trying to be as informed as we possibly can. This weekend while we were out of town, I was looking up information about mortgages and reading paperwork from the bank […]
Last week, I covered getting out of credit card debt. I tackled some ways you can dig yourself out of debt without paying a debt consolidation company. Now I wanted to talk about the pros and cons of using credit cards with your finances. There are a few personal finance bloggers who are very vocal […]
