Set Small Goals and Succeed

If you’re like me, setting goals and keeping them is not your nature. I have learned the hard way that having specific goals help me get more done instead of doing several things at once and getting nowhere. One very productive way to write a goal is to use the SMART method. Create SMART Goals […]

Happy 3rd Anniversary!

I just wanted to say that I’m married to a wonderful husband. Happiness canmeansomanythings… …but for me,happiness meanssharing my life with you. Happy AnniversaryWith All My Love Photo Credit: Beverly & Pack

What’s a Better Deal: Lower Price or Rebates?

I think having a lower price is a better deal, but sometimes rebates offer huge discounts. When we joined Cingular a few years ago, they had a great rebate deal on a phone that would make it free. It had the features we wanted from a cell phone so we bought them. The problem? We didn’t redeem […]

Keep Track of Your Gas Mileage and Spending

Over where we live (North Carolina) regular gasoline is $2.47/gallon. With gas prices fluctuating, keeping a gasoline spreadsheet can help you keep an eye on your gas budget and adjust accordingly.   If you use Google Docs for your spreadsheet, it’s free and with plenty of templates to choose from, it’s also easy to set up. Here are some […]

Operation Apartment Deal Hunting

I’m happy to report a big win with our rental apartment situation – we got a deal with a new place! This will allow us to save a little more and a lot of stress while we sort this house situation. Long story short, the deal for a house we were buying fell through due […]

Net Worth Review: November 2009

  Cash Savings and Emergency Funds (+$673) This category includes our checking and savings accounts.Our joint savings includes our emergency fund and our house down payment fund. We had a major setback in November with the house closing not going through. We were looking for a resolution from the builder that wouldn’t drain our funds […]

Calculate Your Down Payment Fund With Zillow

We have been planning on buying a house since we got married, but before we start looking at homes we want to have our finances in a good spot. We also know we need to get a good down payment for the place. How Much How House Can We Afford? First, though, we needed to […]

Financial Samurai Interview

I have a new series that I think you’ll love. I want to highlight some personal finance blogs that I really enjoy reading.  This week I want to introduce you to Sam from Financial Samurai. When I first read his site I had a feeling it would take off – he tackles personal finances topics like real estate investing, […]