In order to produce the podcast and keep content up free for you, I work with partners so this post may contain affiliate links. Please read my full disclosure for more info.

Having a pet is not cheap, so if you’re struggling to make ends meet and want a pet, please wait until things are more financially secure.

Even though there are ways to cut some of your expenses down, it takes money to take proper care of your pet.

Be Frugal, Not Cheap with Pet Care

frugal Pet Care couple money

Being frugal doesn’t mean being skipping on vet visits and buying low quality food, which in turn can harm your pet and backfire as you may have to deal with bigger issues and medical expenses.

Being frugal getting the best value with what you’re spending. You can then direct some of that money saved into a pet fun should a serious problem come up.

I would hate for you to debate and worry about paying the light bill or your dog’s surgery, so please be responsible and only get a pet if you can afford the basic care.

Find a Good and Affordable Veterinarian

If you have a fixed income, consider speaking to your local animal shelter. Some of them have clinics with reduced fees for vet visits and commonly used medications for lower income families.

Ask around for more information on vets in your area. A good vet can save you money if they can diagnose the problem early.

Don’t be afraid to ask the vet if you can workout a payment plan. Some are willing to work with you if you’re upfront.

Consider a Healthcare Plan for Your Pet Learn how to take care of your furry friend when you're on a budget with these tips!

Depending on your pet’s needs, a health plan may be the best option.

One option is PetSmart, which also houses Banefield clinics. It can be an affordable choice for some.

They also have a monthly health plan that covers many common appointments.

Keep Your Pet Up to Date on Vaccinations

Some cities sponsor events that offer vaccinations at lower than normal costs.

Take advantage of such programs.

Vaccination Recommendations for Cats

  • FVRCP(Panleukopenia, Rhinotracheitis, Calicivirus, Chlamydia)
  • Rabies
  • Feline Leukemia (FeLV)
  • FIP (Feline Infectious Peritonitis)

Vaccination Recommendations for Dogs

  • DHLPPC (Distemper, Hepatitis, Leptospirosis, Parvovirus, Parainfluenza, Corona combination)
  • Bordetella (Internasal)
  • Rabies
  • Giardia
  • Lyme

Play with your Pet

Don’t underestimate the benefits of playing with your furry friend. By exercising with your pet you’ll:

  • Keep your furry friend healthy
  • Get some exercise for yourself in

There are a lot of cheap toys you can buy to keep your pet entertained. My cat is addicted to his 99 cent toy mice.

Remember, though, your pet’s best companion is you. Don’t just buy toys, interact with them regularly.

If you have a dog, taking him or her out for a walk is good both physically and mentally for them.

Groom Your Pet Yourself

Keep their nails, teeth, ears, and hair clean. You’ll be saving money and helping your pet.

My cat isn’t exactly a fan of when I use the fine tooth comb for his hair, but he loves when I use the wider toothed comb because it’s like a massage.

Your Take on Pet Care

I’m curious to see how many readers are pet-owners. Do you have pets? How many? How do you take care of them?

Build Wealth Together

Couple money marriage finances wealth

Stop worrying about money and start dumping your debt and building wealth as couple!

Get our free guide on how to hack your goals. Make 2019 your best year ever!

Powered by ConvertKit

About Elle Martinez

Elle Martinez helps families at Couple Money achieve financial freedom by sharing tips for reducing debt, increase income, and building net worth. Learn how to live on one income and have fun with the second..

2 comments comments closed

  1. Good point that the best way to save money is to do preventive care (kind of like people health, right?).

    We changed vets last year because the first one we went to (recommended by a friend) had really high rates. After getting to know people at the dog park, we asked around and several people recommended the new vet.

    We’re happy with the lower fees and our dog doesn’t like the vet no matter who it is! We also have a cat and work at keeping both of them happy and healthy.