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Today we’re going to look at three common and awkward arguments married couples have around money  and how you can tackle them together! 

Awkward Money Conversations When You’re Married

Marriage and money isn’t always easy. Chances are the two of you have different personalities and approaches to finances. 

Those differences can be a wonderful thing as you two can lean on each other’s strengths and shore up weaknesses. 

But finding your financial footing as a couple is not automatic. If you don’t have some way to work on it, it can hurt your marriage and money. 

One of the first things to realize about why couples fight or argue over money is how frequently it’s actually NOT about the money. Seriously. 

From personal experience, writing and speaking about this for over a decade, the most common reason couples fight about money is that they are not in sync with each other in either their expectations, values, or priorities. Usually it’s a combo of them. 

While you two aren't always going to see eye to eye on everything – again those differences can be fantastic- there are some ways you can work as a team and use those differences to your advantage

Today we’re going to talk about how you can use that knowledge to untangle some awkward money conversations that can come when you’re married! 

In this episode we’ll get into questions like:

  • figuring out what counts as a big purchase
  • whether to loan money to family
  • coming clean about debts

Resources to Build Up Your Family Finances Together

If you’re looking to start or revamp your budget so you can reach your family and financial goals faster, check out some of these resources below!

If you’d like to chat more your money system, please join us in our private and free Facebook group –  Thriving Families.

We’re families looking to support and help one another out.

Hope to see you there!

Thank You to Our Sponsor Coastal!

thanks to our podcast sponsor Coastal Credit Union. If you want to live better, you have to bank better!

Support for this podcast comes from Coastal Credit Union! If you’re living in the Raleigh Durham area and looking to bank better, come check out Coastal today.

We've been members for years and love their service and competitive rates on checking and savings accounts!

Key Takeaways on Dealing with Tough Money Chats

I want to share a few key takeaways I got from preparing this episode. 

  • Focus on being on the same team. Credit to Tai and Talaat from His and Her Money for this analogy. Just like on a cohesive sports team, as a couple you two have to find a way to play to one another’s strengths in pursuit of that shared goal. 
  • Discuss these scenarios and others that may come up and create a plan on how to deal with them together. Running these ‘what if’ scenarios can allow you to more objectively discuss how to handle these tricky situations. Not sure where to start? Try listening to a podcast or reading a story and if there’s an example, use it as a case study. 
  • Take a step back to reflect on where the two of you agree and where you disagree. Many times you two already agree on some points, so finding that line can make discussing it easier. Allow one another to bring up their take (perhaps using a timer) and why.

Just remember compatible doesn’t mean identical. You two will have different takes, viewpoints, and opinions. It’s about finding the best points from each and creating a plan you’re both on board with. 

If you two are looking for more tips on how to work as a team with your money, please check out my book Jumpstart Your Marriage and Your Money.

Support the Podcast!

Thank you so much for listening to the podcast! If you enjoyed this episode and found it helpful, here are some ways to support it.

  • Spread the word! If you enjoyed this episode and think it can help a buddy get on the path to dumping debt and become financially free, please share.
  • Leave a review. Honest feedback and reviews make a big difference and gets the word out about the podcast. Leave your rating and review on Apple Podcasts.
  • Grab a copy of Jumpstart Your Marriage and Your MoneyMy book is designed for a busy couple to set up their finances in 4 weeks. Get tips and tools that have worked for other couples on their journey of building their marriage and wealth together!

Show notes have been updated in 2023.

About Elle Martinez

Elle Martinez helps families at Couple Money achieve financial freedom by sharing tips for reducing debt, increase income, and building net worth. Learn how to live on one income and have fun with the second..