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There are plenty of companies offering loans and credit but it's important for anyone looking to cover a shortfall to make sure they chose a lender carefully.
According to MYJAR, a million Brits are turning to payday loans to cover basic monthly household bills.
Advice on Finding a Lender
Although some people find it easy to deal with budgets and deal with their money well, others need advice on how best to manage things.
According to the infographic, 52% of Brits said that they would benefit from taking some financial advice.
Sometimes this can be as simple as deciding to set out a monthly budget and stick to it rigidly, whereas other people might need to look at ways to make cutbacks by spending less on gadgets, holidays or eating out.
Today many people keep in control and avoid overdraft charges by borrowing small amounts responsibly and therefore ease the pressure at the end of the month or in the face of an unexpected expense.
A word of caution, though, late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.