budget tips

Control Your Finances: Track Spending

Years ago I used to wonder what happened to the money every month. We had a good income and no extravagant expenditures. But when we added up all the expenses we met that old saying.  Yes, there was more month than money all the time. Tracking My Spending That’s when I figured a change needed […]

Cash Flow: Are Your Monthly Payments Actually Affordable?

Are you tempted when you see the new car ads with such low monthly payments? How do you personally decide if something is affordable? What role does your monthly cash flow play with your budget? I want to share how looking total purchase price vs monthly payments can dramatically improve your finances. When I changed my […]