student loans

Student Loan Project: Change with Our Payments

It’s been a month since I shared our progress with the student loan project. We have one student loan between us and its our only non-mortgage debt left. It is time to focus on paying it down faster. I’m using any after-tax revenue generated from My Financial Reviews to pay down the student loan faster. The idea here is […]

Our Plans for Our Tax Refund This Year

After getting the last 1099, finding an important document, and finally getting just a bit of time to review it, we’re finished with our taxes. I’m so relieved to get that done and now I can get caught up with some other financial paperwork. Tackling Two Major Goals with the Our Tax Refund It looks […]

How to Consolidate and Refinance Your Student Loans

This is a money saving tip for the 50/50 Challenge. Today’s tip is simple – look into getting your student loans consolidated and refinanced. Student loans can be a big monthly burden. The average student loan debt from a 4 year public college is just over $20,000. If you’re struggling to pay them and if the circumstances […]

Need Help with Your Student Loan Payments?

Having trouble with your student loan payments? Here are three crucial options to get you back on track! Student loans can be a huge burden, especially when your income drops either because of cut backs or getting laid off. If you’re in such a situation, here are some ways you can stay afloat with your loans. […]

Year End Review 2010: What We Could’ve Improved

Earlier this week, I wrote about our income streams and big expenses in 2010. It was fun to look back and see where our money came from and where we directed it towards. Being conscious of your finances can be a big step in improving them. I wanted to continue on the topic and look at […]

Student Loans: Necessary for a College Degree?

How much does college tuition cost? Without considering the cost of room and board, here are some average tuition costs. Public four-year colleges charge, on average, $7,020 per year in tuition and fees for students who live in their state. The average surcharge for full-time out-of-state students at these institutions is $11,528. Private four-year colleges […]

Finally Consolidated My Student Loans

Last month, when I reviewed our net worth I mentioned that I would stop procrastinating and get my student loans consolidated and refinanced. I’m happy to say I got it done. It’s not a huge and dramatic goal, but I achieved it. Having small goals can push you further along your big picture dreams. Consolidating Federal Loans […]