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My husband and I are pretty healthy and our doctor visits had been limited to yearly check-ups and an out of the blue visit when a cold wasn't going away. This year has been a bit different for us in terms of using our health insurance. Besides getting my check-up I also had to go to my OB/GYN appointments and have tests done to make sure everything was alright with the baby.
This summer I gave birth at one of the local hospitals and my daughter has regular check ups with her pediatrician. We've had to check with Human Resources to see what's covered with our policy and we've had to add our daughter to the family plan.
Checking Out Simplee
I recently heard about Simplee – a free online service that allows you to organize your health insurance information, find affordable medical service options, and help you with paying your bills. I received a demo account and tried it out.
Manage Your Medical Bills and Insurance
For anyone who's been in similar situations you know that insurance paperwork isn't always easy to follow. For our hospital visit we received 10 or so pages of every charge and the insurance adjustments, and notations. We reviewed the charges to see if anything seemed out of the ordinary and then jumped to the bottom to see what our balance was.
I appreciate the ability to keep all of your medical ‘paperwork' in one place. Unfortunately if you use Simplee you may not be able to use it with your policy. Our health insurance policy is not yet included, so you may not be able to use it now. I would check again a bit later as they update regularly.
With Simplee you also can also look at the average costs for certain medical services so you can see if you're getting the best value.
Discover Your Health Plan's Benefits
Simplee has tools that allow you can keep tabs on your individual plan's benefits and see what you're entitled to. Why is that a big deal? Because if you can take advantage of your health insurance plan's preventative care now, you can reduce costly procedures down the road should small problems become worse.
You can also revieweach of your health insurance offerings if you have two different plans to see what he best scenario for the two of you in regards to cost, coverage and medical providers.
Thoughts on Simplee
Can you manage your health insurance plan on your own? I believe most people can do it by themselves. However, I think that Simplee save you time and money by making it much simpler to investigate and organize. Time and money you can spend doing more important things.
How do you manage your health insurance and medical bills?