Couple Money

Choosing Legal Guardians for Our Baby

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One of our big goals this year is getting our finances and other important items taken care of should something unforeseen happens to us.

For us, that means updating our wills, getting our life insurance policy adjusted, and choosing legal guardians for our baby girl.

I will say that coming up with possible candidates and then asking them (and praying they accept) was much harder than I imagined.

It wasn't that we had no one we could think of, instead, it was coming up with someone and then getting up the nerve to ask.

Tips on Choosing a Guardian

If you need a few tips on how to get started on choosing a guardian, here are some tips that I found helpful:

This is not a comprehensive list, just some things we considered when looking at possible candidates.

We're extremely grateful that our dilemma was whittling the list down. To have a wonderful family and a supportive network of friends is a blessing; that said, it also meant it took some time to make this decision.

We prayed over the matter along with asking and answering many questions about what we wanted for our baby girl.

We're extremely happy with who we picked and we were even more elated that they accepted (whew!).

Should they have not, we would've not had any hard feelings – being a guardian is a big responsibility.

We didn't want them to feel pressured into saying yes.

By the way, we're not experts, so please talk this over as a couple.

Depending on how detailed you want to go, consulting a legal professional to make sure you get the proper documents created.

Next Steps – Life Insurance

We're far from over with this project, but for me, the hardest part is over.

We now have to get the paperwork done and call our life insurance agent today.

I've also requested some quotes from other insurance companies to see if we can find the best value.

I'd love to get your feedback on ideas on how much life insurance is reasonable.

We're running the numbers and seeing what we're comfortable with and I'd like to see if we've missed anything.

Thoughts on Choosing a Guardian

How many of you parents have already chosen a legal guardian for your child(ren)?

How was the process for you? How did you ask the potential candidate? Did they accept?

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