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Having a pet is not cheap, so if you’re struggling to make ends meet and want a pet, please wait until things are more financially secure.
Being frugal doesn’t mean being skipping on vet visits and buying low quality food, which in turn can harm your pet and backfire as you may have to deal with bigger issues and medical expenses.
Being frugal getting the best value with what you're spending. You can then direct some of that money saved into a pet fun should a serious problem come up.
I would hate for you to debate and worry about paying the light bill or your dog’s surgery, so please be responsible and only get a pet if you can afford the basic care.
Find a Good and Affordable Veterinarian
If you have a fixed income, consider speaking to your local animal shelter. Some of them have clinics with reduced fees for vet visits and commonly used medications for lower income families.
Ask around for more information on vets in your area. A good vet can save you money if they can diagnose the problem early.
Don’t be afraid to ask the vet if you can workout a payment plan. Some are willing to work with you if you’re upfront.
Consider a Healthcare Plan for Your Pet
Depending on your pet's needs, a health plan may be the best option.
One option is PetSmart, which also houses Banefield clinics. It can be an affordable choice for some.
They also have a monthly health plan that covers many common appointments.
Keep Your Pet Up to Date on Vaccinations
Some cities sponsor events that offer vaccinations at lower than normal costs.
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Good point that the best way to save money is to do preventive care (kind of like people health, right?).
We changed vets last year because the first one we went to (recommended by a friend) had really high rates. After getting to know people at the dog park, we asked around and several people recommended the new vet.
We’re happy with the lower fees and our dog doesn’t like the vet no matter who it is! We also have a cat and work at keeping both of them happy and healthy.
The cheapest were fish, then followed by hamsters. Hamsters (if you choose a friendly one) can be very entertaining. While not as nice as a dog or cat, they are still fun. So if you were strapped for cash, and you want (or have a child that wants) a pet, this could be a good way to go.
Good point that the best way to save money is to do preventive care (kind of like people health, right?).
We changed vets last year because the first one we went to (recommended by a friend) had really high rates. After getting to know people at the dog park, we asked around and several people recommended the new vet.
We’re happy with the lower fees and our dog doesn’t like the vet no matter who it is! We also have a cat and work at keeping both of them happy and healthy.
You are right, nobody every realizes how much pets cost. I did an conservative estimate of the cost of owning our following pets: dog, cat, 2 hamsters and 2 fish.
The cheapest were fish, then followed by hamsters. Hamsters (if you choose a friendly one) can be very entertaining. While not as nice as a dog or cat, they are still fun. So if you were strapped for cash, and you want (or have a child that wants) a pet, this could be a good way to go.