Another week and a big update on the refinance. We had an appraiser came by our place last week and we got the report’s results Friday. The woman stopped and was really sweet. I went through the house with her as she asked questions. She then said she’d be exploring the neighborhood and getting some comparable […]
Working out a solid home budget is an important part of getting your finances in shape for 2012. While most people have a noble goal of getting out debt, they don’t always put together an accurate home budget. Dealing with Irregular Expenses in Your Budget It’s easy to input the expenses for a home mortgage […]
On the surface a reverse mortgage seems like a good idea. And it is for some people. Before anyone gets one they should make sure all options are explored. What are Reverse Mortgages ? A reverse mortgage is an option for homeowners age 62 and older to convert their home equity into cash. There are […]
Recently a relative of mine decided to convert a portion of her home into a small rental unit. The goal was to earn some extra money while renting out the space to someone she knew. Unfortunately it hasn’t turned out as well as planned. Now she’s stuck with a place that needs work done to […]
My husband and I are not the type to obsess spend much time thinking about what needs to be cleaned or inspected around the house. What usually happens is that something breaks or it hits one of us that the carpet has a couple of stains or the windows are dirty. We know regular maintenance […]
Last week I wrote a post on Five Cent Nickel on the merits of paying down debts with a HELOC. Some people have turned to it as an option in paying down their high interest debt. I want to be a bit more specific today and discuss what HELOCs and second mortgages are and how […]
Looking to save on your bills or need to pay off your debts faster? Learn how you can rent out a room to earn extra income! My name is Mike, I blog at Renting Out Rooms, which is about my story of renting out my spare rooms. I started blogging a few months ago, but […]
If you’re looking to buy a house, you might want to go ahead and run the numbers for your area. To say buying is better than renting or vice versa is foolish, as everyone has a different situation. Rent vs Buying Costs I wanted to give you the run down with our housing expenses, so […]
